Need financing?
Mortgage guidance lives on a separate site.
Andrea's mortgage business operates independently from her real estate practice. For loan programs, calculators, financing resources, and online pre-approval, visit her mortgage website.
Transaction perspective
Understanding the full transaction, not just the listing.
Andrea represents clients in real estate through Fuze Real Estate. She also holds experience in mortgage lending and closing, which supports smoother communication and fewer surprises through the process.
Offers written with the financing in mind
Terms, contingency dates and seller-paid cost structures are drafted knowing how a lender will actually read them, so accepted offers stay accepted.
Details anticipated early
Appraisal gaps, condition issues and closing-cost surprises are usually visible well ahead of time, if someone knows where to look.
Plain numbers before decisions
What a payment really looks like, what a rate change does to a budget, and what a seller nets after costs, explained clearly and early.
Real estate services are provided through Fuze Real Estate (MN License #40837849). Mortgage services are provided separately through Edge Home Finance Corporation (NMLS #2603670), an unaffiliated company. You are never required to use one business as a condition of using the other.
Online pre-approval
Start a secure application and get a pre-approval letter you can attach to an offer.
Loan programs
Conventional, FHA, VA, USDA, jumbo, and Minnesota down payment assistance options.
Mortgage calculators
Payment, affordability, and refinance tools to sanity-check the numbers.
Already financed?
Let's talk about the home itself.
Buyer representation, seller strategy, and local market guidance are handled here, through Fuze Real Estate.
Schedule a ConsultationAndrea Nemetz is a licensed Minnesota REALTOR® with Fuze Real Estate (License #40837849) and, separately, a licensed mortgage loan officer with Edge Home Finance (NMLS #2603670). These are two distinct businesses. You are never required to use Andrea for financing in order to work with her on a real estate transaction, and vice versa.