Need financing?
Mortgage guidance lives on a separate site.
Andrea's mortgage business operates independently from her real estate practice. For loan programs, calculators, financing resources, and online pre-approval, visit her mortgage website.
Two licenses, one advantage
A REALTOR® who also understands the loan side of the table.
Andrea represents you in real estate through Fuze Real Estate. She is also, separately, a licensed mortgage loan officer. Most transactions fall apart over financing, and that second perspective is why hers usually do not.
Offers written to survive underwriting
Financing terms, contingency dates, and seller-paid cost structures are drafted knowing how a lender will actually read them, so accepted offers stay accepted.
Problems caught before they cost you
Appraisal gaps, condition issues that affect loan eligibility, and closing-cost surprises are usually visible early, if someone knows where to look.
Straight answers on affordability
What a payment really looks like, what a rate change does to your budget, and what a seller nets after costs, explained in plain numbers before decisions get made.
Real estate services are provided through Fuze Real Estate (MN License #40837849). Mortgage services are provided separately through Edge Home Finance Corporation (NMLS #2603670), an unaffiliated company. You are never required to use one business as a condition of using the other.
Online pre-approval
Start a secure application and get a pre-approval letter you can attach to an offer.
Loan programs
Conventional, FHA, VA, USDA, jumbo, and Minnesota down payment assistance options.
Mortgage calculators
Payment, affordability, and refinance tools to sanity-check the numbers.
Already financed?
Let's talk about the home itself.
Buyer representation, seller strategy, and local market guidance are handled here, through Fuze Real Estate.
Schedule a ConsultationAndrea Nemetz is a licensed Minnesota REALTOR® with Fuze Real Estate (License #40837849) and, separately, a licensed mortgage loan officer with Edge Home Finance (NMLS #2603670). These are two distinct businesses. You are never required to use Andrea for financing in order to work with her on a real estate transaction, and vice versa.