About Andrea
Local knowledge. Thoughtful strategy. Guidance that feels personal.
Andrea Nemetz is a Minnesota REALTOR® with Fuze Real Estate, helping buyers, sellers, and investors navigate major real estate decisions with clarity, honesty, and a personalized plan.
A home is rarely just a transaction. It is a timeline, a budget, a family, and usually a little bit of nerves.
Andrea Nemetz is a Real Estate Advisor with Fuze Real Estate, bringing more than 10 years of experience helping buyers and sellers navigate the Minnesota real estate market. Known for a personalized, straightforward approach, she is committed to making every transaction informed, strategic, and as seamless as possible.
From first-time buyers to move-up buyers, sellers, and investors, Andrea provides knowledgeable guidance from preparation through closing. With additional experience in mortgage lending and closing services, she understands the transaction from multiple perspectives and works to anticipate challenges before they become obstacles.
She is deeply connected to Minnesota communities, from White Bear Lake and Mahtomedi to Stillwater, Shoreview, and beyond. That hyperlocal perspective shows up in the details that matter — how a street actually trades, which improvements return value in a given neighborhood, and how to position a home so the right buyer notices it first.
Clients tend to describe the experience the same way: calm, organized, and honest. Whether you are buying, selling, or simply exploring your options, Andrea is here to help you make confident real estate decisions.
Have questions? Text (651) 769-5991 to get started.
How Andrea works
The approach behind every transaction.
Local knowledge
Andrea lives and works in the Northeast Metro. She knows how White Bear Lake trades differently than Mahtomedi, which blocks hold value, and what buyers quietly care about in each community.
Education first
Every conversation starts with context, not a contract. You get the tradeoffs, the numbers, and the honest downside before you ever get a recommendation.
Communication that respects you
Clear updates, plain language, and a real answer when you call. Nothing about a real estate transaction should feel like a mystery you have to solve alone.
Negotiation and transaction guidance
Offers are won on structure, not just price. Andrea builds terms that compete, then manages inspections, appraisal, and closing so momentum never stalls.
Two licenses, one advantage
A REALTOR® who also understands the loan side of the table.
Andrea represents you in real estate through Fuze Real Estate. She is also, separately, a licensed mortgage loan officer. Most transactions fall apart over financing, and that second perspective is why hers usually do not.
Offers written to survive underwriting
Financing terms, contingency dates, and seller-paid cost structures are drafted knowing how a lender will actually read them, so accepted offers stay accepted.
Problems caught before they cost you
Appraisal gaps, condition issues that affect loan eligibility, and closing-cost surprises are usually visible early, if someone knows where to look.
Straight answers on affordability
What a payment really looks like, what a rate change does to your budget, and what a seller nets after costs, explained in plain numbers before decisions get made.
Real estate services are provided through Fuze Real Estate (MN License #40837849). Mortgage services are provided separately through Edge Home Finance Corporation (NMLS #2603670), an unaffiliated company. You are never required to use one business as a condition of using the other.
In the community
Invested where she works.
Andrea supports local events, small businesses, and neighborhood organizations across the Northeast Metro, and publishes community guides and a local events calendar so residents can find what is happening near them.
Explore community guidesFuze Real Estate · MN Real Estate License #40837849
Mortgage services offered separately · Edge Home Finance · NMLS #2603670
Fuze Real Estate and Edge Home Finance Corporation are unaffiliated companies. You are never required to use either business as a condition of working with the other. Equal Housing Opportunity.