About Andrea
Local knowledge. Thoughtful strategy. Guidance that feels personal.
Andrea Nemetz is a Minnesota real estate advisor with PRE / Pemberton Real Estate, helping buyers, sellers, and investors navigate major real estate decisions with clarity, honesty, and a personalized plan.
A home is rarely just a transaction. It is a timeline, a budget, a family, and usually a little bit of nerves.
Andrea Nemetz is a Real Estate Advisor with PRE / Pemberton Real Estate, bringing over a decade of experience helping buyers and sellers navigate the Minnesota real estate market. Known for a personalized, straightforward approach, she is committed to making every transaction informed, strategic, and as seamless as possible.
From first-time buyers to move-up buyers, sellers, and investors, Andrea provides knowledgeable guidance from preparation through closing. With additional experience in mortgage lending and closing services, she understands the transaction from multiple perspectives and works to anticipate challenges before they become obstacles.
She is deeply connected to Minnesota communities, from White Bear Lake and Mahtomedi to Stillwater, Shoreview, and beyond. That hyperlocal perspective shows up in the details that matter, how a street actually trades, which improvements return value in a given neighborhood, and how to position a home so the right buyer notices it first.
Clients tend to describe the experience the same way: calm, organized, and honest. Whether you are buying, selling, or simply exploring your options, Andrea is here to help you make confident real estate decisions.
Have questions? Text 651-769-5991 to get started.
How Andrea works
The approach behind every transaction.
Local knowledge
Andrea lives and works in the Northeast Metro. She knows how White Bear Lake trades differently than Mahtomedi, which blocks hold value, and what buyers quietly care about in each community.
Education first
Every conversation starts with context, not a contract. You get the tradeoffs, the numbers, and the honest downside before you ever get a recommendation.
Communication that respects you
Clear updates, plain language, and a real answer when you call. Nothing about a real estate transaction should feel like a mystery you have to solve alone.
Negotiation and transaction guidance
Offers are won on structure, not just price. Andrea builds terms that compete, then manages inspections, appraisal, and closing so momentum never stalls.
Transaction perspective
Understanding the full transaction, not just the listing.
Andrea represents clients in real estate through PRE / Pemberton Real Estate. She also holds experience in mortgage lending and closing, which supports smoother communication and fewer surprises through the process.
Offers written with the financing in mind
Terms, contingency dates and seller-paid cost structures are drafted knowing how a lender will actually read them, so accepted offers stay accepted.
Details anticipated early
Appraisal gaps, condition issues and closing-cost surprises are usually visible well ahead of time, if someone knows where to look.
Plain numbers before decisions
What a payment really looks like, what a rate change does to a budget, and what a seller nets after costs, explained clearly and early.
Real estate services are provided through PRE / Pemberton Real Estate, licensed in Minnesota. Mortgage services (Andrea Nemetz, individual NMLS #2603670) are provided separately through Edge Home Finance Corporation (company NMLS #891464), an unaffiliated company. You are never required to use one business as a condition of using the other.
In the community
Invested where she works.
Andrea is deeply connected to the communities she serves and creates hyperlocal real estate guides designed to help buyers and sellers better understand the neighborhoods, housing and lifestyle throughout the Northeast Metro and Twin Cities.
Explore community guidesPRE / Pemberton Real Estate · Licensed in Minnesota
Mortgage services offered separately · Andrea Nemetz, NMLS #2603670 · Edge Home Finance Corporation, NMLS #891464
Pemberton Real Estate and Edge Home Finance Corporation are unaffiliated companies. You are never required to use either business as a condition of working with the other. Equal Housing Opportunity.