Andrea Nemetz · Minnesota Real Estate
Real estate guidance built around your next move.
Buying, selling, relocating, or investing in Minnesota? Get local strategy, straightforward advice, and thoughtful representation from Andrea Nemetz with PRE / Pemberton Real Estate.
Serving White Bear Lake, the Northeast Metro, Twin Cities communities and clients across Minnesota.
Education first. Pressure never.
Meet Andrea
Real estate is personal. Your strategy should be too.
I'm Andrea Nemetz, a Minnesota real estate advisor with PRE / Pemberton Real Estate. My job is to help you understand the market, see the tradeoffs clearly, and make confident decisions without unnecessary pressure. I bring more than a decade of real estate experience along with additional experience in mortgage lending and closing, which helps me anticipate the details that can affect a transaction before they become problems.
Meet Andrea
Local expertise
Local knowledge changes the conversation.
Real estate is hyperlocal. What works in White Bear Lake can look different in Mahtomedi, Shoreview, Stillwater or Woodbury. Explore neighborhood guides built around lifestyle, housing, location and the details buyers and sellers actually ask about.
Northeast Metro
White Bear Lake
Lakeside charm & historic Main Street
Bellaire Beach on White Bear Lake · Photo: Worldlybeing9879. Source · CC BY-SA 4.0. Resized and displayed cropped; photo adaptations retain the stated license.
Northeast Metro
Mahtomedi
Small-town feel on the east shore of White Bear Lake
Chautauqua Fine Arts Center · Photo: EdTocino1. Source · CC BY-SA 4.0. Resized and displayed cropped; photo adaptations retain the stated license.
North Metro
Shoreview
Lakes, parks, and one of the Metro's top community centers
Woodland in Shoreview · Photo: Gabriel Vanslette. Source · CC BY 3.0. Resized and displayed cropped; photo adaptations retain the stated license.
Northeast Suburbs
Stillwater
Historic river town, restored character
Historic Stillwater waterfront · Photo: U.S. Army Corps of Engineers. Source · Public domain. Resized and displayed cropped; photo adaptations retain the stated license.
North Metro
North Oaks
Private community, wooded estates
Historic North Oaks Farm · Photo: Bobak Ha'Eri. Source · CC BY 3.0. Resized and displayed cropped; photo adaptations retain the stated license.
East Metro
Woodbury
Master-planned neighborhoods, trails and retail
Powers Lake · Photo: EricWoodbury8301. Source · CC BY 4.0. Resized and displayed cropped; photo adaptations retain the stated license.
Transaction perspective
Understanding the full transaction, not just the listing.
Andrea represents clients in real estate through PRE / Pemberton Real Estate. She also holds experience in mortgage lending and closing, which supports smoother communication and fewer surprises through the process.
Offers written with the financing in mind
Terms, contingency dates and seller-paid cost structures are drafted knowing how a lender will actually read them, so accepted offers stay accepted.
Details anticipated early
Appraisal gaps, condition issues and closing-cost surprises are usually visible well ahead of time, if someone knows where to look.
Plain numbers before decisions
What a payment really looks like, what a rate change does to a budget, and what a seller nets after costs, explained clearly and early.
Real estate services are provided through PRE / Pemberton Real Estate, licensed in Minnesota. Mortgage services (Andrea Nemetz, individual NMLS #2603670) are provided separately through Edge Home Finance Corporation (company NMLS #891464), an unaffiliated company. You are never required to use one business as a condition of using the other.
Selling
Before you list, know where you stand.
Get a personalized review based on recent comparable sales, current competition, property condition and how your specific area is trading.
Request Home Value
Buying
Start with a plan, not a portal.
Search current homes, understand your options, and build a strategy around your timing, budget and priorities.
Client reviews
Don't just take my word for it.
4.9 / 5 · 8 verified Zillow reviews
“Andrea worked with me to purchase a home in an area of town she was not familiar with. By the time we were finished she knew her way around and we found the perfect home.”
Reviews reflect client feedback published on Andrea's Zillow profile. Individual results vary; past results do not guarantee future outcomes.
Next step
Ready when you are.
Whether you're actively moving or simply trying to understand your options, a short conversation can give you a clearer next step.